We Started With a Simple Question
Why does managing money feel so complicated when the basics are actually quite straightforward?
Back in 2019, three of us were sitting around a kitchen table in Brisbane, staring at spreadsheets that made our heads spin. We weren't finance experts. Just regular people who'd made enough budgeting mistakes to know there had to be a better way to teach this stuff.
That kitchen conversation turned into qentloexara. We've spent the last six years building education that actually makes sense for everyday Australians.
Plain English Always
Financial jargon exists to confuse you. We break down concepts using words actual humans use in daily conversation. No need for a dictionary when you're learning to budget.
Real Scenarios Only
Our examples come from actual situations Australians face. Rent increases, childcare costs, unexpected car repairs. We teach budgeting through stories that feel familiar because they are.
Progress Over Perfection
Nobody builds a perfect budget on the first try. We celebrate small wins and acknowledge that setbacks happen. Learning money management is a process, not an exam.
Australian Context
Superannuation, Medicare levy, HECS debt. We focus on the specific financial landscape that Australians navigate, not generic advice that ignores local reality.
How We Got Here
The early days were messy. We'd gather feedback from anyone willing to try our first budgeting workshops. Some people loved the approach. Others told us we were missing crucial pieces.
By 2021, we'd refined our teaching method through dozens of iterations. What worked? Breaking complex financial concepts into digestible chunks. Using real bank statements and bills as teaching tools. Creating space for people to ask questions without feeling judged.
We launched our first comprehensive program in early 2022. Forty-three people signed up. Most had tried budgeting apps or read finance books but still felt lost. They needed guidance that acknowledged their specific circumstances, not one-size-fits-all formulas.
Now in 2025, we've helped over 1,800 Australians develop budgeting skills that actually stick. But we're still that kitchen table team at heart, constantly refining based on what we hear from students.
Meet Our Lead Educator
The person who shapes our teaching philosophy and ensures every program delivers practical value.
Saskia Thornhill
Lead Education Director
Saskia came to financial education through an unusual route. After working in adult literacy programs for eight years, she noticed something odd. Many students struggled with money concepts not because they couldn't do math, but because financial advice was written in unnecessarily complicated language.
She started developing budgeting workshops that applied literacy teaching principles. Clear instructions. Concrete examples. Regular feedback loops. The results were striking enough that she left her teaching position in 2020 to focus entirely on financial education.
These days, Saskia designs all our program content and trains our teaching team. She's particular about avoiding financial industry buzzwords and insists we test every lesson with real students before it goes live.
What We're Building
Our autumn 2026 program launches in eight months. We're adding modules on irregular income management because so many Australians work casual or contract roles now. The old advice about consistent monthly budgets doesn't match how people actually earn money anymore.
We're also developing resources specifically for people managing NDIS plans alongside regular household budgets. That's a complexity we haven't adequately addressed yet, and we've heard from enough families that it needs proper attention.
The core of what we do stays the same though. Teaching budgeting skills through clear explanation, practical examples, and patient guidance. Nothing fancy. Just solid education that respects your time and intelligence.
If you're tired of financial advice that sounds like it was written by a robot with an MBA, our programs might suit you. We won't promise miracles. Just honest education about managing your money better.
Explore Our Programs